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	<title>Financial Magazine &#187; Credit Advantage</title>
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		<title>Should I get a credit card? How do you choose the best credit card?</title>
		<link>http://financialmagz.com/credit-cards/should-i-get-a-credit-card-how-do-you-choose-the-best-credit-card.html/</link>
		<comments>http://financialmagz.com/credit-cards/should-i-get-a-credit-card-how-do-you-choose-the-best-credit-card.html/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 11:13:17 +0000</pubDate>
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				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Advantage]]></category>
		<category><![CDATA[Full Time]]></category>
		<category><![CDATA[Time Credit Card]]></category>

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		<description><![CDATA[Acrow asked: I just finished college, and work full time. I have a debit card, and building good credit from paying off loans. A lot of people have been telling me to get a credit card, but I wonder if it really is necessary. Please give me some good reasons to get a credit card ]]></description>
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<div><em><strong>Acrow</strong> asked: </em></p>
<p>I just finished college, and work full time. I have a debit card, and building good credit from paying off loans. A lot of people have been telling me to get a credit card, but I wonder if it really is necessary. Please give me some good reasons to get  a credit card other than building good credit. The only other advantage I know about is those point-system/rewards credit cards, that earn you miles or other things. And what is the best credit card to get for a first time credit card holder? The number of choices are a little overwhelming. How did you choose your first/main credit card?</p>
<p><a href='http://financialmagz.com/'>Financial Magazine</a></div>
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